All Risks Insurance

Loss, destruction of, or damage to the property Insured from any misfortune not otherwise excluded. Cover is applicable on a world-wide basis.

Exceptions

Wear and tear etc;
Insects or vermin;
Corrosion, rot, mildew, fungus or atmospheric conditions;
Any process of heating, dyeing, alteration or repair;
Scratching, denting, breakdown, faulty Workmanship;
The amount specified in the schedule as the Insured’s retained liability Mechanical or Electrical breakdown or derangement unless caused by accidental external means;
Theft (or any attempt thereat) or dishonesty on the part of any person in the employ or service of the Insured;
Theft from any unattended motor vehicle unless entry to such vehicle has been gained by violent and forcible means.

Conditions